About Kyash

We are

India's lowest cost payment gateway

Turnkey payments solution provider to the world

Established in 2012, we have processed lakhs of payments for our clients. We serve the world through simple, cost-effective and secure payment solutions to collect cash and digital payments.

How We Help


Businesses can now easily sell to customers without credit cards using our proprietary instant credit evaluation service
(releasing soon)


Our UPI offering improves conversions and reduces transaction costs to help you realize better margins despite cut throat competition


A unique payment gateway that uses India's most widely used digital payment methods to help businesses collect payments at lowest cost.


World over, the only proven way to make customers pay digitally is by offering credit.

Alternative lending helps those without credit cards to make purchases online without paying upfront.

Better than cash-on-delivery

Avoid Cut-throat Pricing

Widen Customer Reach

Easier Refunds

Customer opts for Alternative Credit during checkout

Customer uploads required information

Request approved if customer is eligible for credit

Payment confirmed to customer and merchant automatically


UPI is set to become Digital India's most preferred consumer payment method soon, overtaking cards and wallets.

Our innovative, flexible design builds on UPI's ease-of-use and enhances its utility for you and your customers.

Real-Time Confirmations and Quick Settlements

Collect Payments from any UPI enabled app

Enable Payment even without Internet

Customizable Payment Deadline

Customer/Merchant opts for Pay2vpa when placing the order


Customer provides the VPA using which payment will be made


Customer pays using her UPI app or by calling *99#

Payment confirmed via SMS to Customer and Email/API to Merchant


IMPS is real-time. Businesses prefer paying via NEFT/RTGS. But why share your account number publicly?

With our unique system, customers can pay to any of our clients via a dedicated Pay2Account. Simple, Secure and Economical.

Grow business through seamless B2B purchases

High Value Purchases at Lowest Cost

Fallback when Card Payments Fail

Split/Multi-Payer Payments

Customer/Merchant opts for Pay2Account when placing the order

Pay2Account number and instructions sent to Customer

Customer makes payment via NEFT/RTGS/IMPS

Payment confirmed via SMS to Customer and Email/API to Merchant


Dashboard to view real-time updates

Create payment requests via SMS

Request payments in bulk via file upload

Integrate your CRM systems using our APIs


Simple and Fair Pricing


3 + 0.25%

per transaction

No Setup Fee

No Monthly or Annual Charges


3 + 0.25%

per transaction

No Setup Fee

No Monthly or Annual Charges


5 + 2%

per transaction

No Setup Fee

No Monthly or Annual Charges

* Taxes extra

* As per RBI guidelines, we use a dedicated nodal account to receive and process payments. Customer payments less charges are typically paid to merchant bank accounts within one working day of receiving the same in our nodal account.

See Terms and Conditions

Need a payment collection solution custom built for your business? We may already have a solution for you! Contact merchant@kyash.com with your enquiries and get a customized solution as per your requirements

Contact Us

Getting Started

2. Ready Integration

Install Kyash extensions or Integrate using our APIs

3. You are Live!

Start collecting payments via dashboard or your website

A letter will be emailed to you after signup. Sign and send it to us along with a cancelled cheque and a copy of the PAN card and any proof of business. We will start remitting customer payments to your bank account.


CIIE IIM Ahmedabad
Village Capital 2015 Cohort
Nasscom 10k Startup
Hot 100 Startup Award

Contact Us

Feel free to write to us with your queries & suggestions.
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277, 15 Cross, 21 Main, JP Nagar 5 Phase, Bengaluru - 560078.

M: +91 80 50005571